Not sure how to pay for your next car? Limited by your budget? Then let us help you apply for finance so you can afford the car you want. Car finance allows you to make monthly payments for a vehicle instead of paying the total cost upfront. You pay a relatively low deposit, normally 10% of the car’s price, and then pay off the remaining value of the car in affordable monthly installments over a set period of time, allowing you to increase your car buying budget and maintain your own savings for other uses.